Mobile Network Operators
Data-driven, Agility, Convergence
Central to Mobile FinTech
To provide the customized digital ecosystem
PAYMENTS
MLabs PAYMENTS has been conceived to provide financial transactions initiated through mobile devices within and between mobile participants. Financial transactions, namely, stored-value cash or debit card services, namely, loading, managing, and payment processing, provided by mobile telephone connections. MLabs PAYMENTS is part of a contemporary, transformational, advanced architecture technology to deliver innovative products for Contactless Payments, Advanced Ordering and Embedded Finance among others. MLabs PAYMENTS provides digital transaction processing and microservices for connecting sophisticated mobile payment ecosystems including rapid integration with legacy payment processing infrastructure.
DATA & ANALYTICS
MLabs Analytics can help to turn the existing, current, and external contextual data into a revenue stream and customer insights. Using AI-powered, self-service analytics capabilities, MLabs Analytics provides the ability to mine the existing and live data and data types to create business appropriate offerings in real time, while preserving security and eliminating data movements. MLabs Analytics can empower the understanding of customers’ behavior, detect patterns and support the prediction of customer’s needs. MLabs Analytics empowers business analysts with contemporary analytics capabilities for data preparation, visualization, and enterprise reporting,
MOBILE WALLET
MOBILE WALLET has been built to provide financial transactions initiated through mobile devices within and between mobile participants. Financial transactions, namely, stored-value cash or debit card services, namely, loading, managing, and payment processing, provided by mobile telephone connections. MOBILE WALLET supports the interaction using multiple access channels, including internet-based protocol calls, mobile operators USSD, and SMS (in and out) with a real-time dedicated module specifically designed for cash transactions. MOBILE WALLET supports SMS gateway interactions, the HTML5 standard for desktop, tablet, or Smartphone interactions.
MULTI CHANNEL DELIVERY
MLabs can enable Mobile Network Operators to serve the un-banked and the under-banked with a new generation of financial products. MLabs supports multi-channel delivery with high level of operational efficiency while complying regulatory requirements. MLabs enables the MNO subscribers to access their accounts through a business correspondent network.
Competitive Advantages
To facilitate MNOs to transform banking and finance
Security First
Mobile operators can maintain subscribers privacy and information security with MLabs cloud based platform as it conforms to security standards.
Rapid Integration
Mobile Operators can rapidly introduce MLabs SaaS platform into their portfolio of systems to start incorporating financial services into their existing products.
Bundled Services
MLabs platform is built to integrate with various ecosystems, creating an opportunity for mobile operators to bundle financial and telecom services.
Drive the Market
The design of MLabs platform allows mobile operators to analyze their subscribers' transactions in real-time and respond to their expectations.
High Availability
Leveraging the latest technologies, MLabs built its cloud-based platform to be highly available and scalable so that services are available anytime.
Experience
MLabs team brings extensive experience in the financial industry and can add great value to mobile operators in their financial services plans.
Empowering True Digital
To place digital at the core of the business model
Digital Core Platform
MLabs platform can enable MNOs to manage straight-through processing and real-time event-driven architecture. MLabs delivers a digital core platform with a fully customer-centric database. From customer on-boarding, accounts and wallets, loans and deposits to reporting, DCB provides incremental, evolutionary implementation approach, reducing the impact and risks in new development or integration projects.
Seamless Integration
Mobile Network Operators can now improve the relationship with their customers, strengthen their brand, by adding MLabs mobile products to their existing mobile apps. MLabs mobile products enable consumers to pay bills and shop with merchants while receiving personalized offers, earning loyalty points and rewards in a secure, tap-and-pay or click-of-the-button mobile app. A end-to-end SaaS platform.
Open APIs
Mobile Network Operators can now improve the relationship and loyalty of their subscribers and strengthen their brand, by incorporating MLabs digital banking platform to offer a true personalized banking experience, from individuals to large commercial customers. MLabs can provide a comprehensive transformation supported by rapid deployment for a true digital banking experience.