top of page
Mobile Phone

Mobile Network Operators

Data-driven, Agility, Convergence

​

Central to Mobile Banking

We provide the customized digital ecosystem

Globalization concept

 PAYMENTS

Our PAYMENTS has been conceived to provide financial transactions initiated through mobile devices within and between mobile participants. Financial transactions, namely, stored-value cash or debit card services, namely, loading, managing, and payment processing, provided by mobile telephone connections. PAYMENTS is part of a contemporary, transformational, advanced architecture technology to deliver innovative products for Contactless Payments, Advanced Ordering and Embedded Finance among others. PAYMENTS provides digital transaction processing and microservices for connecting sophisticated mobile payment ecosystems including rapid integration with legacy payment processing infrastructure.

DATA ANALYTICS

Data Analytics for financial institutions, data scientists can analyze and visualize complex data records at scale. Contemporary network management requires efficient, cost-effective data analysis of end-users to maximize customer base revenue and return value on software infrastructure investments. Data Analytics can analyze millions of complex transactions and release the true power of the SaaS Platform cloud-native data analytics for a superior experience and real-time results. Data & Analytics can enable the understanding of customers’ behavior, detect patterns and support the prediction of customer’s needs to provide the proper offers at the right time.

Image by path digital
vbn platform for web page .jpg

MOBILE WALLET 

MOBILE WALLET has been built to provide financial transactions initiated through mobile devices within and between mobile participants. Financial transactions, namely, stored-value cash or debit card services, namely, loading, managing, and payment processing, provided by mobile telephone connections. MOBILE WALLET supports the interaction using multiple access channels, including internet-based protocol calls, mobile operators USSD, and SMS (in and out) with a real-time dedicated module specifically designed for cash transactions. MOBILE WALLET supports SMS gateway interactions, the HTML5 standard for desktop, tablet, or Smartphone interactions.

MULTI CHANNEL DELIVERY

We can enable Mobile Network Operators (MNOs) to serve the un-banked and the under-banked with a new generation of financial products. Our SaaS Cloud-Native Platform supports multi-channel delivery with high level of operational efficiency while complying regulatory requirements. SaaS Cloud-Native Platform enable the MNOs 'subscribers to access their accounts through a business correspondent network.

vbn branchless banking .jpg

Competitive Advantages

To facilitate MNOs to transform banking and finance

Security First

Mobile operators can maintain subscribers privacy and information security with our SaaS Platform as it conforms to security standards.

Rapid Integration

Mobile Operators can rapidly introduce our SaaS Platform into their portfolio of systems to start incorporating financial services into their existing products.

Bundled Services

Our SaaS Platform is built to integrate with various systems, creating an opportunity for mobile operators to bundle telecom and financial services.

Drive the Market

The design of our SaaS Platform allows Mobile Operators to analyze their subscribers' transactions in real-time and respond to their expectations.

High Availability

Leveraging the latest technologies, the SaaS Cloud-Native Platform has been built to be highly scalable to be available anytime.

Experience

Our team brings extensive experience in the financial industry and can add great value to Mobile Operators deploying new financial services programs.

Empowering True Mobile Banking

To place digital at the core of the business model

      Digital Core Platform

London Reflections

SaaS Platform can enable MNOs to manage straight-through processing and real-time event-driven architecture. We deliver a digital core platform with a fully customer-centric database. From customer on-boarding, accounts and wallets, loans and deposits to reporting, SaaS Platform provides incremental implementation approach, reducing the impact and risks in new development or integration projects.

      Seamless Integration

Touchscreen Computer

Mobile Network Operators can now improve the relationship with their customers, strengthen their brand, by adding our mobile products to their existing mobile apps. Our mobile products enable consumers to pay bills and shop with merchants while receiving personalized offers, earning loyalty points and rewards in a secure, tap-and-pay or click-of-the-button mobile app. An end-to-end SaaS platform.

              Open APIs 

API.jpeg

Mobile Network Operators can now improve the relationship and loyalty of their subscribers and strengthen their brand, by incorporating our SaaS digital banking platform to offer a true personalized banking experience, from individuals to large commercial customers. We provide a comprehensive transformation supported by rapid deployment for a true digital banking experience.

©2025 - MONTEREY LABS, INC. - All Rights Reserved.

bottom of page